The Benefits of Low Cost Term Life Insurance

There are a number of benefits to purchasing low cost term life insurance.

The best benefit is the peace-of-mind you receive from knowing you have taken care of your loved ones. Term life insurance is a life insurance plan for those who wish to provide their family members with financial protection in case anything happens to them. This life insurance product is best for individuals who are looking to protect their families from the financial burdens after a loved one passes away. Here are a few of the benefits to choosing term life insurance:


Lowest Premiums For the Most Benefit. Term life allows you to get a large death benefit for relatively low premiums. As an example, you could choose a 20-year term with a benefit of $250,000 and pay a premium that is less than $16 per month. These low rates make this form of life insurance one of the best options for those of any income level.

Fixed Monthly Premiums. If you’re looking for life insurance in Las Vegas, you can choose between a variety of different plans. We can compare those plans for you. We can also explain how term life allows you to plan on a fixed monthly premium over the life of the contract. This means that you pay the same low rate every month for the duration of your policy.

Choose Your Own Coverage Term. Another benefit to choosing term life insurance is that you can choose your coverage term. A good rule of thumb is to try to choose a term that equals the remainder of your income generating years. This means that if you plan to be working for another 20 years, you should choose a 20-year term, and if you plan to work for another 30 years, you should choose a 30-year term.

Choose Your Own Benefit Amount. Choosing your coverage is one of the best benefits of term life insurance. You should find a coverage amount that equals how much money your beneficiaries will need to live without you, including the amount that they would need to pay off your debts. We can help you calculate that amount.

Protect Your Family. Life insurance brokers often offer a wide range of products. The plan that you choose depends on your goals. If your primary goal is to protect your family from financial risk should something happen to you, then term life insurance is the best option. This kind of insurance pays your loved ones the stated amount of money when you die.

Sun City Financial offers a wide range of insurance products for our clients. Not only do we provide term and whole life insurance, but we also offer Dental insurance for seniors , Medicare coverage, health insurance, and much more.


Our number one priority is our customers, which is why we remain an independent insurance broker. You won’t pay fees for our services, because we become your agent when you purchase your policy through us. Find out more about our company, our products, or request a quote by calling 702-551-4949!